Terms and Conditions


The website www.kalkine.com.au (“site”) and all associated app and pages are operated by Kalkine Pty Limited ABN 34 154 808 312; Australian Financial Services Licence no. 425376. (“Kalkine”) By purchasing a digital subscription or by otherwise using/accessing this website, you agree to be bound by these Terms and Conditions including our privacy policy. These terms and conditions are applicable only if you have purchased the digital subscription online via our website/app and not through a telemarketer. The pages of the site contain general information in relation to various products that are available on a subscription basis via this site.

What you are not allowed to do

Subject to these terms and conditions, you may not:

  1. systematically copy (whether by printing off onto paper, storing on disk or in any other way) substantial parts of the Site.
  2. remove, change or obscure in any way anything on the Site or otherwise use any material contained on the Site except as set out in these terms and conditions.
  3. reproduce, retransmit, disseminate, sell, publish, broadcast, nor the Site and anything available from the Site be used in connection with creating, promoting, trading, marketing investment products without the express written consent of Kalkine Pty Ltd or its information providers; or
  4. for unlawful purposes and you shall comply with all applicable laws, statutes and regulations at all times.

The advice given by Kalkine Pty Ltd and provided on this website is general information only and it does not take into account your investment objectives, financial situation or needs. You should therefore consider whether the advice is appropriate to your investment objectives, financial situation and needs before acting upon it. You should seek advice from a financial adviser, stockbroker or other professional (including taxation and legal advice) as necessary before acting on any advice. Not all investments are appropriate for all people.


The information on this website has been prepared from a wide variety of sources, which Kalkine Pty Ltd, to the best of its knowledge and belief, considers accurate. You should make your own enquiries about any investments and we strongly suggest you seek independent financial advice before acting upon any recommendation. Kalkine Pty Ltd has made every effort to ensure the reliability of information contained in its newsletters and websites. All information represents our views at the date of publication and may change without notice. To the extent permitted by law, Kalkine Pty Ltd excludes all liability for any loss or damage arising from the use of this website and any information published (including any indirect or consequential loss, any data loss or data corruption). If the law prohibits this exclusion, Kalkine Pty Ltd hereby limits its liability, to the extent permitted by law to the resupply of services. There may be a product disclosure statement or other offer document for the securities and financial products we write about in Kalkine Reports. You should obtain a copy of the product disclosure statement or offer document from the product issuer before making any decision about whether to acquire the security or product.

Registering an account:
In order to create or activate your digital subscription, you must complete the customer registration process and link your digital subscription to a valid email address. You must keep your Account details and password confidential and the same must not be shared with any other person. With your registration with Kalkine, you warrant that you:
  • are above 18 years of age.
  • have full power and authority to enter into and perform these Terms and Conditions; and
  • provide true, accurate, current and complete information about yourself as prompted by any registration form on the Website and will promptly notify us of any updates to that information such that it remains accurate, current and complete.
  • When you purchase a digital subscription, the price will be made clear during the order process. You agree to pay the price as notified at the time of your order, as well as any applicable taxes or processing fees charged by issuing bank/payment provider. All digital subscription charges are payable in advance.
  • If your initial payment authorisation is revoked, your digital subscription will be terminated. We reserve the right to reject the digital subscription order at any time.
  • Digital subscription charges are based on the subscriptions purchased regardless of actual usage.
  • It is your responsibility to provide correct and valid payment details. By submitting payment details you confirm that you are entitled to use those payment details. Unless specified otherwise under Refund policy and pricing, fees once paid are non-refundable
  • When you place an order, we will provide a secure (SSL, encrypted) connection and require you to submit only the information needed to complete and fulfil your order.
  • If the payment for your digital subscription is unsuccessful for an order already accepted by us, we may notify you of such dishonour and immediately cancel your digital subscription.
Access to digital subscription

Kalkine will try to process activation of the digital subscription within a period of 24 hours, post we have successfully verified your payment and contact details. At which point we will send you an acknowledgement email with username and password to your account along with download and access information to your digital subscription. You will only have unlimited access to the digital subscription you have paid for. You must only use the digital subscription for your personal, non-commercial use and in accordance with these Terms and any applicable law.

Refund Policy and Pricing

We can review and alter our prices for any digital subscription period at any time. You may notify us of your intent to cancel at any time by contacting our customer service department. Please note that cancellation for digital subscription will become effective at the end of your current billing period only. You will continue to have the same access and benefits until the end of your current billing period. Digital subscriptions are non-refundable except in cases of demonstrated hardship or in accordance with the Australian Consumer Law or a consumer guarantee under it.

Staff Trading Policy

We do our utmost to avoid conflicts of interest with subscribers. We therefore impose restrictions on staff trading and require disclosure of staff holdings. Trading restrictions are as follows -

  • Approval for all staff trades is to be obtained from one of Kalkine’s responsible managers or the compliance manager. Approval is at the complete discretion of the responsible manager or the compliance manager.
  • Where a recommendation changes, staff will not be permitted to trade for one day either side of publication. This means the day of online publication, and the day after.
  • Staff must not trade against a buy or sell recommendation. Approval to trade against a buy or sell recommendation will only be granted in exceptional circumstances.
  • Staff must hold all stocks for at least one month. Approval to sell within one month will only be granted in exceptional circumstances.
Our liability to you

Except as expressly required by legislation, we accept no liability to you (including, without limitation, by way of negligence) arising from the provision (or non-provision as the case may be) of any of our services. To the extent permitted by legislation, we limit any liability we may have to you to the resupply of services or the cost of re-supply of the digital subscription services.

Neither Kalkine and its employees, directors, agents or associates guarantees the performance of any security or other financial product (or class of financial product) that is reviewed, recommended or opined on in any of our services. You should make your own inquiries and seek professional advice before making any investment decisions.

Intellectual Property

The contents and all material published on our site or supplied to you in conjunction with the Site and/or a digital subscription is owned and provided under licence by Kalkine. You may not use or reproduce or allow anyone to use or reproduce any trademarks or content without prior written permission from Kalkine.

Financial Services Guide

Our Financial Services Guide (FSG) contains important information about the financial services provided by Kalkine Pty Ltd. You must read our FSG and consider it in light of your own circumstances before acting on any advice. Click here to read our FSG.

Limitations to Kalkine

To use your Kalkine membership you require a computer with access to the internet.

The quality and availability of Kalkine reports may sometimes be affected or disrupted by factors outside of our control. Such factors can include interruptions to internet services suffered by Kalkine, you or other communications carriage service providers through which Kalkine is hosted, accessed or administered, lack of capacity and faults in other telecommunications networks to which Kalkine is connected.

We may change or withdraw some or part of the Kalkine service from time to time. This may be because of changing laws, government policy, technologies, obsolescence, new or different product features or functionality, changing content providers and the need to remove, replace or modify content.

Breaching the Terms and Conditions

Any subscriber or website user found to be in breach of these Terms and Conditions may have their digital subscription or website access suspended, amended or cancelled. We reserve our right to take whatever action is available to us under the law.

We reserve the right to cancel any digital subscription at any time, for any reason, regardless of whether a breach of these terms and conditions has occurred.

You agree that all digital subscriptions provided, benefits accepted or offers made by Kalkine shall be deemed to be provided in Australia, notwithstanding your location, and the terms of such subscriptions, benefits and offers shall be governed exclusively by New South Wales law, and the Courts of New South Wales shall have exclusive jurisdiction to determine any such matters that may arise involving or alleged to involve Kalkine.

Changes to these Terms and Conditions

We may change all or part of these Terms and Conditions at any time. If we do, the new Terms and Conditions will be posted on our websites. Your subsequent or continued use of this website and/or receipt of our emails will constitute your acceptance of any changes. As you are bound by these Terms and Conditions, we recommend that you periodically refer to them.

If you have any queries relating to these Terms and Conditions, please contact our customer service department. Please email [email protected] or phone 02 8667 3147. Or you can write to us at: P.O. Box H38, Australia Square, NSW 1215.

Disclaimer- Kalkine Pty Ltd (ABN 34 154 808 312) holds Australian Financial Services Licence (425376). Kalkine is authorised to provide general advice only. The information on this site does not take into account any of your investment objectives, financial situation or needs. Before you make a decision about whether to acquire a financial product, you should obtain the Product Disclosure Statement from the product issuer. You should consider the appropriateness of advice taking into account your own objectives, financial situation and needs and seek independent financial advice before making any financial decisions.